Sovereign Gold Bond (SGB) is a nice way to invest in gold for long term over physical gold. Remember physical gold has wear and tear over a long period of time, but not SGB! Firstly, it is possible to invest in a minors name. And a family can invest upto 4Kg per member. The lock-in…
In the first part of the blog here, we looked at why Insurance is not an ideal investment. Let us look at this a bit more quantitatively now, to let the numbers do the talking. We will compare quantitatively the returns from the two scenarios below: “Invest” in LICs “New Endowment Plus” policy of 10L…
Please read about Human Capital in the blog here. We ended with a question for you, what do you do to protect your Human Capital? Should we even protect it? Adverse scenarios – Several scenarios can affect your human capital adversely and it is not possible to list every one of them. But some of those…
Generally speaking, wealth is measured in Total Capital. Let us take a look at how that is determined. Total Capital, one can say is divided into two parts – Human Capital and Financial Capital. Human Capital can be defined as the future earning potential, whereas Financial Capital is arrived at based on one’s Net Worth…
