Biggest problem with us, is that we think there is a lot of thinking and analysis required behind investing in an asset. While it is true that analysing is important, it’s most important to not get into an “Analysis Paralysis” mode. So Automate your investments! And the key to investing for a salaried person is through…
Please read about Human Capital in the blog here. We ended with a question for you, what do you do to protect your Human Capital? Should we even protect it? Adverse scenarios – Several scenarios can affect your human capital adversely and it is not possible to list every one of them. But some of those…
Term Insurance – Life is insured for the term period. If the insured dies with in this period, the nominee gets the insured amount. If the insured survives, there is no survival benefit. Generally extremely cheap compared to normal Life Insurance. Normal Life Insurance – Life is insured for the period. Upon survival of the…
Generally speaking, wealth is measured in Total Capital. Let us take a look at how that is determined. Total Capital, one can say is divided into two parts – Human Capital and Financial Capital. Human Capital can be defined as the future earning potential, whereas Financial Capital is arrived at based on one’s Net Worth…
Creating a kit for the family in case of any eventualities to oneself, is very important. I call it the financial tool kit.
